Explore the depths of Your Finances

Navigate Your
Financial Future.

Bring every account, investment, bill, subscription, loan, and financial goal into one intelligent platform. Discover your Nautilus Score, see exactly where you stand today, and confidently chart your course to financial independence.

Plaid Connected256-bit EncryptionRead-Only AccessNo Account Numbers Stored
Nautilus dashboard preview
9:41
NautilusNautilus Score
Nautilus Score
020406080100
82
out of 100
AExcellent
Top 16% of Nautilus users
How You Compare · $75K–$100K
Savings Rate
avg 12% 18%
Debt-to-Income
avg 25% 22%
Expense Ratio
avg 85% 79%
Score Breakdown
Cash Flow88
Emergency72
Retirement65
Debt Health91
Nautilus Score
82 — Excellent
vs. Your Income Bracket
↑ Top 16%
Net Worth YTD
+$29,400
Freedom Timeline
8.4 years out
< 2 min
to get your Nautilus Score
14 days
free trial — cancel any time
5 ★
rated by early beta users
Read-only
we never touch your money
The Truth About Your Finances

What the banks won't tell you.

Financial institutions make money when you spend, borrow, and stay in the system. There is no incentive for them to hand you a roadmap out of it. Nautilus Money is built for the other side of that equation.

01

Your real savings rate

What they show youBanks show you your balance. Not what percentage of your income you're actually keeping.
What Nautilus Money shows youMost people saving $500/month on a $90K salary think they're doing fine. Nautilus Money shows your true savings rate is 6.7% — half the minimum needed for a secure retirement.
02

How much of your paycheck is already gone

What they show youYour employer deposits your full salary. Your bank shows the running balance. Neither tells you what percentage is claimed by debt before you touch it.
What Nautilus Money shows youMortgage, car payment, student loans, minimum card payments — your debt service ratio tells you how much freedom you actually have. Most people have never seen this number.
03

The subscription drain

What they show youAutomatic charges are designed to be invisible. Banks process them silently. No alert, no summary, no annual total.
What Nautilus Money shows youThe average household has $273/month in recurring charges they can't fully account for. Nautilus surfaces every one — including the trials you forgot to cancel two years ago.
04

How many years of work you have left

What they show youYour 401k statement shows a balance. Your bank shows a balance. Neither tells you whether those numbers add up to freedom — or another 30 years at a desk.
What Nautilus Money shows youNautilus calculates your financial independence timeline based on your actual income, spending, savings rate, and net worth growth. The number is usually a wake-up call.
05

What 'minimum payment' is really costing you

What they show youCredit card companies are required to show a minimum. They're not required to show you that paying it means you'll be paying for this purchase for 11 years.
What Nautilus Money shows youNautilus shows your true cost of debt — interest drag, payoff timelines, and exactly how much faster you'd be free if you redirected even $200/month.
06

The gap between where you are and financial freedom

What they show youNobody with something to sell you wants you to know how close — or how far — you really are from not needing a paycheck.
What Nautilus Money shows youNautilus calculates your specific number. The net worth you need to cover your lifestyle indefinitely. And the clear path from here to there.

Financial independence isn't about income.

It's about the gap between what you earn, what you keep, and what your money earns while you sleep. Nautilus Money shows you all three — and the exact path to closing the gap.

How It Works

Up and running in under 2 minutes.

01

Connect your accounts

Securely link your bank, credit cards, and investments via Plaid in about 60 seconds. Read-only — we never move money.

SCORE
02

Get your Nautilus Score

We grade your cash flow, emergency fund, retirement pace, and debt in one number. Instant. No waiting, no questionnaire.

03

Know exactly what to fix

Nautilius gives you a ranked action list — the one change that will move your score the most, not a wall of generic tips.

Platform Capabilities

Everything your financial life requires

Nautilius Money connects to over 12,000 financial institutions, giving you a complete picture that no single bank can provide.

🏦
Unified Accounts
Link every bank, credit card, investment account, loan, and crypto wallet in one place. Real-time balances, always accurate.
📊
AI Cash Flow Forecasting
Know exactly how much you'll have — next week, next month, next year. Our model learns your income and spending patterns automatically.
🎯
Goal Architecture
Build custom goals from retirement to a dream vacation. Nautilius Money maps your path, tracks progress, and adjusts recommendations in real time.
🔍
Subscription Intelligence
Surface every recurring charge — including ones you forgot about. Cancel with one tap. We find the average member $347 per month.
📈
Investment Tracking
See your full portfolio across brokerages. Track performance, asset allocation, and rebalancing opportunities without switching apps.
🤖
Your Personal CFO
Ask Nautilius anything. Can I afford a new car? Am I saving enough for retirement? Get personalized, data-backed answers instantly.
What You'll Discover

Most people are surprised.

Nautilius Money shows you things your bank won't tell you. Here's what users find in their first session.

Subscriptions bleeding you dry

Most users find $100–$300/month in forgotten or duplicate subscriptions within the first week. Nautilius Money surfaces every recurring charge automatically.

Where you actually stand vs. your peers

Your Nautilus Score tells you exactly how your savings rate, debt load, and net worth compare to people in your income bracket — not a vague "good job."

How far off track your retirement is

The retirement component of your score shows whether you're on pace or falling behind — and by how much. No guesswork, no spreadsheets.

What to fix first

Instead of overwhelming you with 50 data points, Nautilius Money gives you a prioritized action list. The highest-impact change to your financial health, ranked.

Cash flow you didn't know you had

By categorizing every transaction, Nautilius Money shows exactly where money leaks out — and finds the slack you can redirect toward goals without lifestyle cuts.

A single number that tells the whole story

Cash flow, emergency fund, retirement pace, debt health — scored, weighted, and combined into one Nautilus Score. Finally an honest answer to "am I doing ok?"

Enterprise-Grade Security

Your data, locked down like a vault

We apply the same security protocols used by the world's largest financial institutions.

🏦
Plaid-Powered Connection
Your bank credentials go directly to your bank via Plaid's OAuth flow — WealthLens never sees them.
🚫
No Account Numbers
We deliberately don't import account or routing numbers. Transaction data only, by design.
🏛️
Read-Only, Always
WealthLens can never move your money. Payment initiation is architecturally disabled on every connection.
🔒
Encrypted & Isolated
AES-256 encryption at rest, TLS 1.3 in transit, and row-level security so your data is yours alone.
Nautilus Money Logo

The system wasn't built
to set you free.

But understanding your finances is how you start getting there. WealthLens gives you the visibility, the score, and the roadmap — the same intelligence large organizations use to make better decisions, built for your financial life.

Launch pricing locked in for the first 100,000 subscribers.

14-day free trial. Premium from $12/month. Cancel before it ends and you won't be charged.